Turn Every
Touchpoint
Into an EMI
Sales Channel
Enable digital financing across retail stores, online checkout, and merchant networks — seamlessly and at scale.
One Platform. Multiple Ways to Convert More.
End-to-end loan onboarding for every sales touchpoint — physical, digital, and merchant-led.
Retail Outlet Implementation
Enable digital EMI checkout in physical stores. No POS machines, no rentals, no hardware dependency whatsoever.
B2B Merchant Network Visibility
Reach active electronics and appliance retailers through our merchant portal. Drive finance-ready footfall.
Checkout Recovery
Re-engage customers with failed checkouts. Turn dropped leads into completed EMI sales with smart follow-up flows.
Good Intent. Lost Sales.
Don't Let Finance Be the Reason.
When financing is slow, limited, or unavailable, ready-to-buy customers drop off before the sale is completed.
In-Store Friction
Long queues, slow verification, and paperwork push customers away at the point of sale.
Limited Credit Access
Single-lender dependency means more rejections and less choice for customers.
Lost Digital Checkouts
63% of customers drop off when EMI is not available at online checkout.
Low Retailer Visibility
Brands cannot see which stores are active, engaging, or driving finance-led sales.
Recover Failed Checkouts with Alternate EMI Routes.
When a customer drops off because of loan rejection or payment friction, DPanda creates a second conversion path through personalized recovery links.
RecoverySecond conversion path
More Lenders.
More Approvals.
Our intelligent multi-lender routing engine maximises every application's chance of success.
Strong Lender Network
8+ NBFCs and banks all on one unified platform.
Higher Approval Rate
Smart routing delivers 85%+ approvals consistently.
Inclusive Credit Access
Thin-file and new-to-credit customers included.
Multiple EMI Options
6 to 36-month plans tailored for every buyer profile.
How DPanda LOMS Works
From integration to conversion in five clean, automated steps.
Integrate LOMS
Enable in stores, online, or through outreach campaigns. No hardware needed.
Customer Applies
User starts a 2-minute digital EMI application from any device.
Lender Routing
Application is intelligently routed to 8+ lenders in real time.
Approval & Checkout
Customer completes EMI checkout — no paperwork, no branch visit.
Track & Grow
Monitor leads, approvals, and conversions from one clean dashboard.
Flexible by Design.
Transparent by Principle.
Why DPanda?
Built ground-up for Indian commerce — with the network, tools, and approach that actually convert.
End-to-End Digital Finance
From application to approval to payout — fully digital, zero manual steps.
No Hardware Dependency
Works on any smartphone. No POS, no card readers, no equipment rentals.
High Conversion Focus
Every flow is designed to reduce drop-off and close more EMI sales.
Merchant Network Advantage
4,000+ pre-activated stores across metros and Tier 2–3 cities.
Recover Lost Leads
Intelligent re-engagement flows bring back customers who dropped off mid-journey.
Scalable Commercials
Pay-as-you-grow pricing with zero upfront lock-in or hidden fees.
Ready to Transform Financing into Your Growth Engine?
Enable more sales, more approvals, and better customer conversion across every channel and touchpoint.
Built on Trust
Leadership and ecosystem credibility that supports DPanda’s commerce and financing platform.
Gaurav Gupta
CTO & Co-founder
DPanda in the News
Featured across leading business and startup media platforms.
